About Us

Management and staff at the Moroni Office

Membership & Eligibility

The following are eligible to be members of Utah Heritage Credit Union:

  • Residents of Sanpete and Sevier Counties
  • Employees or patrons of Pitman Farms, formerly known as Moroni Feed Company or Norbest
  • Family members of an existing Utah Heritage Credit Union member

Share Account Requirements

Credit Union members need to maintain a minimum balance of $25 in their share account to remain a member and to be paid dividends. Minors less than 18 may open an account for $5 and have six (6) months to bring that account to the $25 minimum. No dividends will be paid until they reach the $25 minimum share. Accounts below the $25 membership with no activity for one year or accounts that are dormant (accounts where mail is un-deliverable by the Post Office for nine months), will be assessed a $5 fee per month.


The Utah Heritage Credit Union newsletter is published quarterly and mailed to members. In case you missed an issue, you can download recent issues by clicking the image below.

top third of latest newsletter
Moroni Feed Company plant

Utah Heritage Credit Union History

Founded in Sanpete County

Utah Heritage Credit Union has a 50 year history of serving the hard working men and women of Sanpete and Sevier Counties. The credit union was started by and continues to be directed by these men and women.

“Moroni Feed Credit Union” was organized on December 10, 1969 by AD Shepherd. Forty Five people were in attendance. AD Shepherd was elected temporary chairman with Mark Christensen as temporary clerk.

The first Annual Meeting for the credit union was held on February 12, 1970 at the Moroni Processing Plant. In 1970 there were 23 members of the credit union. Currently there are nearly 8000 members of the credit union.

Opened New Office in Downtown Moroni – 1994

Moroni Feed Credit Union moved operations from a little office at Moroni Feed Company to downtown Moroni in June 1994. This move created many changes for the credit union such as a longer hours, more convenient location, drive-up window and checking accounts.

In November 1999, Moroni Feed Credit Union expanded to Ephraim bringing drive-up service for the first time to Ephraim residents. In January 2000, the Credit Union started offering VISA Debit & Credit cards to the membership. In May 2003, our new e-Teller with check view was setup offering internet access to all members.

Expanded Membership to Include Sevier County Residents

In the spring of 2004, the credit union was approved to be able to serve the citizens of Sevier County in our field of membership. Our current field of membership consists of the citizens of Sanpete County, Sevier County and employees and patrons of Moroni Feed Company.

Gunnison, Mt. Pleasant and Ephraim

We opened the Gunnison Branch inside of Gunnison Market in August 2004. Just 4 years later, we opened the Mt. Pleasant Branch just east of Terrel’s Thriftway in January 2008. In 2018, we were excited to replace our old office with a beautiful new Ephraim Branch.

Name Change

Due to our growing field of membership and continued growth, we decided we needed to change the Credit Union name from Moroni Feed Credit Union to Utah Heritage Credit Union. We were approved by the State of Utah for the name change in March 2009.

Utah Heritage Credit Union currently has many services to offer our members such as Savings Certificates, Free Checking, e*Teller with Check View, Online Bill Pay, VISA Debit & Credit Cards, Money Markets, Consumer Loans, Mortgage Loans, Home Equity Lines of Credit and much more.

Local Leadership

We’re locally controlled and directed by your friends, neighbors and family. Our goal is to run a professional and financially strong credit union. At the same time, since we are also members, we are motivated to work toward our members’ financial success. As long as we approach this relationship as a win-win, we’ll all be successful.

The current members serving on the Board of Directors for the Credit Union are Susan Larsen, Claude Pickett, Jeff Anderson, Cody Beck and Branch Cox. Serving on the Supervisory Committee are Jim Hatfield, Casey Anderson, Carol Blain and Carol Jacobsen.

New ATMs Planned for 2019

In 2018, we installed our first ATM at our new Ephraim Branch. Our branches in Moroni, Mt. Pleasant and Ephraim will all be getting a new ATM in the fall of 2019. Since the credit union is a member of the Credit Union CO-OP Network, members can use these ATMs and ATMs around the state and country at participating credit unions with no surcharge.

Since we’re the only credit union operated out of Sanpete County, we are your local credit union. You’ll get great competitive service on products that can be used internationally, like our VISA Credit Cards, but you’ll never have to spend all day on hold with someone out of India to get help with your card. You can just call one of your neighbors at the Credit Union. We are always happy to help!

Welcome to Moroni City sign

Founded in Moroni

Moroni was founded in 1859. The Credit Union in 1969.

ATM and drive up at the Ephraim Branch

New Ephraim Office and ATM

Our beautiful new Ephraim Office was completed and opened in 2018.

"Sorry, we are closed" sign hanging on a black wall.

Holiday Schedule

DateHolidayDay of the Week
December 31, 2019 New Year's EveTuesday
January 1, 2020New Years DayWednesday
January 20, 2020Martin Luther King DayMonday
February 17, 2020Presidents' DayMonday
May 25, 2020Memorial DayMonday
July 3, 2020Independence Day (observed)Friday
July 4, 2020Independence DaySaturday
July 24, 2020Pioneer Day (Utah State Holiday)Friday
September 7, 2020Labor DayMonday
October 12, 2020Columbus DayMonday
November 11, 2020Veterans DayWednesday
November 26, 2020Thanksgiving DayThursday
December 24, 2020Christmas Eve - Close at 1 p.m.Thursday
December 25, 2020Christmas DayFriday
December 31, 2020New Year's Eve - Close at 1:00 p.m.Thursday
January 1, 2021New Year's DayFriday