
Membership & Eligibility
The following are eligible to be members of Utah Heritage Credit Union:
- Residents of Sanpete and Sevier Counties
- Employees or patrons of Pitman Farms, formerly known as Moroni Feed Company or Norbest
- Family members of an existing Utah Heritage Credit Union member
Share Account Requirements
Credit Union members need to maintain a minimum balance of $25 in their share account to remain a member and to be paid dividends. Minors less than 18 may open an account for $5 and have six (6) months to bring that account to the $25 minimum. No dividends will be paid until they reach the $25 minimum share. Accounts below the $25 membership with no activity for one year or accounts that are dormant (accounts where mail is un-deliverable by the Post Office for nine months), will be assessed a $5 fee per month.

Utah Heritage Credit Union History
Founded in Sanpete County
Utah Heritage Credit Union has a 50 plus year history of serving the hard working men and women of Sanpete and Sevier Counties. The credit union was started by and continues to be directed by these men and women.
“Moroni Feed Credit Union” was organized on December 10, 1969 by AD Shepherd. Forty Five people were in attendance. AD Shepherd was elected temporary chairman with Mark Christensen as temporary clerk.
The first Annual Meeting for the credit union was held on February 12, 1970 at the Moroni Processing Plant. In 1970 there were 23 members of the credit union. Currently there are nearly 8000 members of the credit union.
Opened New Office in Downtown Moroni – 1994
Moroni Feed Credit Union moved operations from a little office at Moroni Feed Company to downtown Moroni in June 1994. This move created many changes for the credit union such as a longer hours, more convenient location, drive-up window and checking accounts.
n November 1999, Moroni Feed Credit Union expanded to Ephraim bringing drive-up service for the first time to Ephraim residents. In January 2000, the Credit Union started offering VISA Debit & Credit cards to the membership. In May 2003, our new e-Teller with check view was setup offering internet access to all members.
Expanded Membership to Include Sevier County Residents
In the spring of 2004, the credit union was approved to be able to serve the citizens of Sevier County in our field of membership. Our current field of membership consists of the citizens of Sanpete County, Sevier County and employees and patrons of Moroni Feed Company.
Gunnison, Mt. Pleasant and Ephraim
We opened the Gunnison Branch inside of Gunnison Market in August 2004. Just 4 years later, we opened the Mt. Pleasant Branch just east of Terrel’s Thriftway in January 2008. In 2018, we were excited to replace our old office with a beautiful new Ephraim Branch.
Name Change
Due to our growing field of membership and continued growth, we changed our name from Moroni Feed Credit Union to Utah Heritage Credit Union in March 2009.
Local Leadership
We’re locally controlled and directed by your friends, neighbors and family. Our goal is to run a professional and financially strong credit union. At the same time, since we are also members, we are motivated to work toward our members’ financial success. As long as we approach this relationship as a win-win, we’ll all be successful.

Date | Holiday | Day of the Week |
---|---|---|
January 2, 2023 | New Years Day (observed) | Monday |
January 16, 2023 | Martin Luther King Day | Monday |
February 20, 2023 | Presidents' Day | Monday |
May 29, 2023 | Memorial Day | Monday |
June 19, 2023 | Juneteenth (Observed) | Monday |
July 4, 2023 | Independence Day | Tuesday |
July 24, 2023 | Pioneer Day (Utah State Holiday) | Monday |
September 4, 2023 | Labor Day | Monday |
October 9, 2023 | Columbus Day/Indigenous Peoples Day | Monday |
November 10, 2023 | Veterans Day (observed) | Friday |
November 23-24, 2023 | Thanksgiving Day | Thursday-Friday |
December 25, 2023 | Christmas Day | Monday |
January 1, 2023 | New Year's Day | Monday |