Mobile Check Deposit

Use Our Mobile App to Make Deposits

You can save yourself a trip to the credit union by taking a image of your check, sending it to us using our “mobile app” and making your deposit online. If you have a smart phone with a camera and you have our app you’re all set.

Get the UHCU app at an App Store.


To comply with recent changes to federal law, checks deposited through UHCU’s mobile deposit service must include the endorsement “For UHCU Mobile Deposit Only” along with the depositor’s signature and account number in the endorsement area.

This request is brought about by changes to federal law designed to safeguard UHCU member deposits.

view of endorsement side of a check

With UHCU Mobile Banking App, depositing money is both easy and convenient. Simply endorse the back of  your check(s) by signing your  name and writing “FOR UHCU MOBILE DEPOSIT ONLY” along with your account number. Then use UHCU’s Mobile Banking App to upload a picture of the front and the  back of the check. The funds will be immediately deposited.

Please let us know if you have any questions or if we can assist. Representative are available at your local branch or by phone at 888-295-8428 or by email

* All mobile deposits made to UHCU are subject to UHCU’s funds availability policy. All deposits are subject to review. Generally, the first $200 deposited is available immediately. The remaining funds will be available on the third business day. The daily total must not exceed $1500 and weekly total is limited to $5000.

Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. More information.

Utah Heritage Credit Union is an Equal Housing Lender.

More info